Scale Local

The Debt Demolisher amnesty window

The city's Debt Demolisher program runs for 90 days and closes January 10, 2027. For eligible ECB judgments, it waives the parts of the balance that punish lateness. The terms, and the exclusions, are what decide whether it helps a given record.

The program works on judgments, which is what ECB summonses become after a hearing or a default. If a firm missed its hearing and the summons went to default, the judgment can be settled at 100 percent of the original base fine, with all default penalties and interest waived. If the firm appeared and was found in violation, the judgment settles at 75 percent of the imposed fine, with interest waived.

The exclusions are where the screen earns its keep. Judgments docketed after July 15, 2026 are out. Citizen-complaint violations are out. Judgments already with a Marshal or Sheriff, or in a tax lien, are out. There are no partial payments: each judgment taken into the program is paid in full.

One term ties the amnesty back to the correction track. A violation that requires corrective action must have the agency-approved correction confirmed to the Department of Finance before the deadline. A firm that waits until January to start its corrections will miss the window even if the money is ready.

July 15, 2026 Docket cutoff. Judgments docketed after this date are excluded. The 90-day window Open now. Eligible judgments can be settled on the program's terms. January 10, 2027 The window closes. Settlements, corrections included, must be complete.
The Debt Demolisher window, on the program's published dates.

What the amnesty does not do is close anything by itself. Payment under the program resolves the penalty track. The Certificate of Correction still has to be filed and approved for the summons to close.

The Open-Violation File screens the whole record against these terms: which summonses fall in which group, which exclusions may apply, and which questions only the judgment record can answer. The screen is not a promise of eligibility. OATH and the Department of Finance decide that, on the judgment record.

The window is open now, and it closes January 10, 2027.

Scale Local prepares the file behind a firm's open summonses: every deadline in order, correction packs for the summonses that can be certified, and a screen against the amnesty. The Open-Violation File, $399 flat per license record, or request a record review.